A modern blue car with headlights on, driving a curving mountain road through misty forest

CAR INSURANCE · CAR ZON OFFERINGS

Two ways to build out your Car coverage.

Car Zon Core and Car Zon Complete share one coverage framework. Both lanes run through the same eleven coverage points in the same order, so you can see exactly what is added as the coverage level expands.

Coverage availability, requirements and eligibility may vary by state and individual circumstances.

AT A GLANCE

  • Car Zon Core

    Coverage points 01 to 06

    6/11

  • Car Zon Complete

    Coverage points 01 to 11

    11/11

Complete keeps every Core point and adds points 07 to 11. Same list, same order.

LANE 01

Car Zon Core

6/11

A focused lane built around foundational vehicle and driver coverage.

  1. 01 · Bodily Injury Liability

    Helps address covered injury-related liability to others.

    Included
  2. 02 · Third-Party Damage Liability

    Helps address covered damage to things that belong to someone else.

    Included
  3. 03 · Uninsured Motorist Coverage

    Coverage related to qualifying situations involving an uninsured driver.

    Included
  4. 04 · Underinsured Motorist Coverage

    Coverage related to qualifying situations where another driver's insurance may be insufficient.

    Included
  5. 05 · Medical Payments Coverage

    May help with eligible medical expenses following a covered auto accident.

    Included
  6. 06 · Collision Coverage

    Coverage for qualifying damage to your vehicle resulting from a collision.

    Included
  7. 07 · Comprehensive Coverage

    Not included in Core

  8. 08 · Rental Reimbursement

    Not included in Core

  9. 09 · Roadside Assistance

    Not included in Core

  10. 10 · Towing / Labor Coverage

    Not included in Core

  11. 11 · Glass Coverage

    Not included in Core

LANE 02

Car Zon Complete

11/11

A broader lane that keeps every Core point and adds points 07 to 11.

  1. 01 · Bodily Injury Liability

    Helps address covered injury-related liability to others.

    Included
  2. 02 · Third-Party Damage Liability

    Helps address covered damage to things that belong to someone else.

    Included
  3. 03 · Uninsured Motorist Coverage

    Coverage related to qualifying situations involving an uninsured driver.

    Included
  4. 04 · Underinsured Motorist Coverage

    Coverage related to qualifying situations where another driver's insurance may be insufficient.

    Included
  5. 05 · Medical Payments Coverage

    May help with eligible medical expenses following a covered auto accident.

    Included
  6. 06 · Collision Coverage

    Coverage for qualifying damage to your vehicle resulting from a collision.

    Included
  7. 07 · Comprehensive Coverage

    Coverage for qualifying non-collision events such as theft, certain weather events or vandalism.

    Included
  8. 08 · Rental Reimbursement

    May help with eligible rental transportation costs following a covered loss.

    Included
  9. 09 · Roadside Assistance

    Assistance for qualifying roadside situations.

    Included
  10. 10 · Towing / Labor Coverage

    Coverage for eligible towing or specified roadside labor expenses.

    Included
  11. 11 · Glass Coverage

    Coverage related to eligible windshield or automotive glass damage.

    Included
See exactly what gets added

CORE 6/11 → COMPLETE 11/11

See exactly what gets added.

Same comparison. Five additional coverage points. No need to decode two unrelated lists.

Car Zon Complete doesn't swap the Core structure for a different package. Points 01 to 06 stay exactly where they are, and the route simply continues through five more coverage points. Whether those additions suit a particular car and driver is something to talk through, not assume.

ACTIVE COVERAGE POINTS

11/11

6 active +5 added 11 active
01 02 03 04 05 06 EXPANDS HERE 07 08 09 10 11 CORE · 01 TO 06 ADDED IN COMPLETE · 07 TO 11 Points 01 to 06 stay in place
  1. + 07

    Comprehensive Coverage

    For qualifying events that aren't collisions, such as theft, certain weather events or vandalism.

  2. + 08

    Rental Reimbursement

    May help with eligible rental transportation costs while your car is unavailable after a covered loss.

  3. + 09

    Roadside Assistance

    Assistance for qualifying situations that come up while you're on the road.

  4. + 10

    Towing / Labor Coverage

    For eligible towing or specified roadside labor expenses.

  5. + 11

    Glass Coverage

    For eligible windshield or automotive glass damage.

BEFORE THE CONVERSATION

Before you choose a lane, look at the car.

A few practical angles make a coverage conversation more useful. Think of them as questions worth bringing along, not rules that decide anything on their own.

A modern car parked under the carport of a contemporary white house
01
02
03
04
  1. 01

    The vehicle itself

    Age, value and current situation can influence which coverage features someone wants to discuss.

  2. 02

    How the car is used

    Regular commuting, occasional driving and other usage patterns can change the questions worth asking.

  3. 03

    How much disruption matters

    Consider how important access to transportation may be if a vehicle is temporarily unavailable after an eligible covered event.

  4. 04

    Which situations you want to discuss

    Collision, theft, weather, roadside problems and glass damage each raise different coverage questions.

The comparison shows what changes. Your situation helps shape the conversation.

ALSO HANDLED BY CAR ZON · HEALTH · LIFE

Car isn't the only conversation we handle.

Car Zon also arranges Health Insurance and Life Insurance. There are no preset plans to compare here. These conversations start with your circumstances, and they start through Reach Us.

A couple walking together along a quiet misty road through the trees

HEALTH INSURANCE

Health coverage starts with how you actually use care.

Car Zon can discuss Health Insurance around your own or your household's circumstances and the coverage priorities that matter to you.

Discuss Health Insurance

HEALTH · LIFE

Looking for Health or Life Insurance?

Start the conversation through Reach Us.

Reach Us
A mature couple relaxing in rocking chairs on their porch with their dog

LIFE INSURANCE

Life coverage should reflect real responsibilities.

Car Zon can discuss Life Insurance in the context of your responsibilities, your household circumstances and the people who depend on you.

Discuss Life Insurance